Vision Fund Microfinance Exam Questions And Answers In Ethiopia Jun 2026

A client buys a sewing machine for ETB 5,000 and sells it for ETB 4,500. What is the percentage loss?

: Total cost = 80k + 5k + 1k = 86,000. Profit = 25% of 86,000 (21,500). : Birr 107,500. Percentages : The number 9 is 15% of what number? : 60 (Calculation: 9 / 0.15 = 60). Basic Math A client buys a sewing machine for ETB

Name the product designed for smallholder farmers during production gaps. Profit = 25% of 86,000 (21,500)

It involves lending to a group where members are jointly liable. It is effective because it uses social pressure and peer monitoring to ensure high repayment rates without requiring physical collateral. Question: What is Portfolio at Risk (PAR) ? : 60 (Calculation: 9 / 0

[ PMT = \frac10000 \times 0.015 \times (1.015)^12(1.015)^12 - 1 \approx 916.8 , \textETB ]

Which of the following is an example of "Collateral" in a microfinance context?

: Group members monitor each other to reduce the risk of individual default. Loan Products