Before we talk about motivation, let’s talk about math. The journey from $0 to $1,000,000 is intimidating until you break it down into compound interest.
Eliminate any debt above 7–8% interest (like credit cards). This debt "compounds" against you. 0 To Millionaire
The Starvation Zone. At this stage, your primary focus is survival and surplus. You need to stop the bleeding. If you have credit card debt at 22% interest, you are walking backward on a treadmill. Before we talk about motivation, let’s talk about math
Here are a few key characteristics of the 0 to millionaire mindset: This debt "compounds" against you
Before you can invest, you must stabilize your "financial baseline" to avoid falling back to zero.
You cannot invest money you don't have. The first goal is to create a reliable cash flow. How I Will Become a Millionaire From $0 and How You Can Too