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If budget is the main concern, there are several high-quality, genuinely free, or open-source alternatives that provide "solid" functionality without the security risks.

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A Delhi-based trader used a Busy 18 crack. After 4 months, his system was hit with ransomware. He lost all invoices from the last year and had to pay ₹40,000 to a hacker for decryption—more than the cost of a genuine Busy license. However, the promise of a free, working crack

: An open-source personal and small-business financial-accounting software, freely licensed under the GNU GPL. Zoho Books (Free Tier)