Unusual activity, such as a large or international purchase, may trigger an automated fraud block by your bank.
While PayPal is the platform processing the payment, the funds must be authorized by the bank that issued your debit or credit card. When you see this message, PayPal is telling you: "We tried to request the money, but your bank said 'no.' Please talk to them." Unusual activity, such as a large or international
To fix the issue, you need to understand why a bank would block a valid payment. Here are the most common culprits behind this specific error message. Here are the most common culprits behind this
Wait 2 hours. Use the PayPal desktop site. Alternatively, pay as a "Guest" (checkout without logging into PayPal) using the same card. Alternatively, pay as a "Guest" (checkout without logging
PayPal is essentially acting as the messenger. The platform attempted to charge your Visa, Mastercard, American Express, or Discover card. The bank’s payment gateway responded with a "declined" code. PayPal’s system then translates that bank decline into a user-friendly (though frustrating) instruction: Go check with your bank.